CIGNA’s plans - choose between: SILVER, GOLD and PLATINUM and optional modules of Outpatient, Medical Evacuation, Health & Wellbeing and Vision & Dental

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Global Health Options

Creating a comprehensive, tailored plan with CIGNA is simple. It’s flexible, so you can choose and pay for only the cover you need. CIGNA’s plans comprise of three levels of cover: SILVER, GOLD and PLATINUM.

Choose from two areas of coverage, depending on needs and location: Worldwide including USA and Worldwide excluding USA.

Each plan includes hospitalization cover (International Medical Insurance). In addition, you can select optional modules, including: International Outpatient, International Medical Evacuation, International Health & Wellbeing and International Vision & Dental, which enables you the flexibility to create a health insurance plan that suits your unique needs.

As well as this, CIGNA offers a wide range of cost share and deductible options on International Medical Insurance and International Outpatient, allowing you to tailor a plan to suit your budget.

As of the 22nd of October 2020, Cigna has upgraded its plans and added new benefits. Contact us for details!

Plan Summary

Plan / Benefit Amounts Notes

Silver

$1,000,000 / €800,000 / £650,000

$500 / €370 / £335 (new benefit as of 22.10.2020)

$15,000 / €12,000 / £9,650 (increased limits as of 22.10.2020)

100%

Various limits 

Various limits 

In-patient

Accident and Emergency Room treatment

Out-patient (optional)

Medical Evacuation (optional)

Health & Wellbeing (optional)

Vision & Dental (optional)

Gold

$2,000,000 / €1,600,000 / £1,300,000

$1,000 / €740 / £665 (new benefit as of 22.10.2020)

$35,000 / €25,900 / £23,275 (increased limits of 22.10.2020)

100%

Various limits

Various limits

In-patient

Accident and Emergency Room treatment 

Out-patient (optional)

Medical Evacuation (optional)

Health & Wellbeing (optional)

Vision & Dental (optional)

Platinum

UNLIMITED!

$1,200 / €1.000 / £800 (new benefit as of 22.10.2020)

UNLIMITED!

100%

Various limits

Various limits

In-patient

Accident and Emergency Room treatment 

Out-patient (optional)

Medical Evacuation (optional)

Health & Wellbeing (optional)

Vision & Dental (optional)

Key Value Points

Worldwide cover (optional USA cover)
No general waiting period
Pre-existing conditions potential cover
Congenital conditions covered (limited)
Maternity covered after 12 months waiting period
Newborns covered from birth (at parent’s plan – limits apply)
No entry age limit
Online plan management (CustomerArea)
Preventative surgery for hereditary cancer covered
Option of continuing (switching) coverage from other providers
Accident and Emergency Room treatment (ALL plans / as of 22.10.2020)
Treatment for Obesity (GOLD & PLATINUM / waiting period & co-insurance applies / as of 22.10.2020)
Infertility Investigations and treatment (PLATINUM Outpatient / waiting period applies / as of 22.10.2020)

Downloads

Cigna Customer Guide - EU local nationals (as of 22.10.2020) Cigna Policy Rules - EU local nationals (as of 22.10.2020) Cigna plan changes - Policies renewing as of 22.10.2020 Cigna Silver IPID - EU local nationals (as of 22.10.2020) Cigna Gold IPID - EU local nationals (as of 22.10.2020) Cigna Platinum IPID - EU local nationals (as of 22.10.2020)

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